Sam and I pay over $1000 a month in school loans. We have paid that amount for over 2 years. For those of us that are not so great at math, that's a lot of money!! That's a brand new car, a down payment on a house, or at least we wouldn't have any credit card debit. I am sure in 20 years I will be glad we went to law school, but right now, yeah, not so much!!